We Make Buying a Home Easy

We understand that buying a home is both an exciting and nerve-wracking investment. Choosing the right realtor makes all the difference, so we prioritize customer service and hope to build relationships that last long after closing day.

LET'S FIND YOUR DREAM HOME

We Are Home Buying Experts in South Florida

The Michael Longo team is distinguished in Coral Springs and the greater South Florida area, with expertise in the local market, making us the go-to choice for buying a home. We simplify the home-buying process with transparent communication and no hidden fees. Our main goal is for you to find your dream home; we will work tirelessly to make that happen. Trust the Michael Longo team to ensure your home-buying experience is as smooth as possible.

When you start house hunting for a Florida home, it's important to know your budget for the purchase price and mortgage payment that can include homeowners insurance, private mortgage insurance, Florida property taxes, closing costs from the title company, and more.
Whether you need a conventional loan or FHA loan from a mortgage lender to become a Florida homeowner, we have lenders that are fluent in mortgage loans: both conventional loans and FHA loans.

Buying a Home Does Not Have To Be Hard

For many, buying a home can be overwhelming, leaving us feeling stressed and unsure. The search for the perfect home often takes longer than expected, with countless hours spent scrolling through listings, attending open houses, and dealing with pushy realtors. Hidden fees and lack of transparency can exacerbate this challenging situation.

Understanding these hurdles, our experienced team of realtors simplifies the process, making it easy for you to find the home of your dreams. Let us guide you through this journey, making it exciting and helping you secure a home you’ll love for years. Trust The Michael Longo Team to make your home-buying experience a breeze.

The Michael Longo Team - Your South Florida Realtors and Top Real Estate Agent

We Make Buying Your Dream Home Simple and Fast!

The thought of finding and buying your dream home should be a happy one. It’s a chance to start fresh, make new memories, and begin the next chapter of your life. But often, buying a home can be stressful and complicated. That’s where we come in.

As your local real estate agents, we ensure you find the perfect home for you and your family. We help you navigate the complicated process of buying a home, from finding the right property to negotiating a fair price. We will be with you every step of the way to ensure your home-buying experience is positive.

So, if you’re looking for experienced and compassionate real estate agents to help you find your dream house in Florida, look no further than Michael Longo and his team of realtors in South Florida. Contact us today, and let’s make your homeownership dreams a reality.

Why Choose Michael Longo to Buy a Home?

Frequently Asked Questions About Buying a Home

If you have questions about buying a home in South Florida, we have the answers. Here are some of our most frequently asked questions:

Here’s what sets us apart:

  1. Personalized Partnership: We take the time to truly understand your needs and goals, ensuring that we become your partner in finding your dream home.

  2. Clear Communication: We believe in transparency.

  3. Local Market Expertise: With our expertise and successful track record in the South Florida market, we excel at finding amazing properties that match your criteria and budget.

  4. Early Access to Listings: We will promptly alert you to new listings, giving you the advantage of being among the first to explore exciting opportunities.

  5. Strategic Price Guidance: With our expertise, we will advise you on the best price point to offer for the home you desire.

  6. Skillful Negotiation: We will handle all aspects, including price, conditions, and closing dates.

  7. Savings Assurance: We can save you thousands of dollars by diligently ensuring you don’t overpay for your desired property.

  8. Trusted Referrals: We will recommend the best in the industry to assist you with any additional needs.

Our clients testify to the exceptional services we provide. Let us help you find your perfect home in South Florida and make your dreams come true.

  1. Meet and Greet: The first step is to meet with potential agents in person.

  2. Local Expertise Matters: When it comes to buying a home, local knowledge is crucial.

  3. Client Satisfaction is Key: We don’t just find houses; we find homes that our clients love.

  4. Take Action Today: Let’s find your dream home together!

  • Begin with Research: Consider this an opportunity to explore your options and dig deeper into what homeownership could mean for you.

  • Expert Assistance at Your Fingertips: Our commitment to customer service means that we’re here to answer your questions, offer advice, and assist you in finding the perfect fit for you and your loved ones—now or in the future.

  • No Pressure, Just Support: We believe in creating relationships, not transactions. This means there’s never any pressure to use our services.

Whether you’re ready to buy now or just starting to consider the possibility, our team is committed to helping you every step of the way.

You don’t have to navigate this journey alone as a first-time homebuyer. We know that real estate is a topic that piques the interest of many. However, seeking professional advice is essential rather than relying on well-intentioned but inexperienced friends and family. Our team of real estate experts is here to guide you through the available programs and resources, ensuring that you take advantage of the best options tailored to your needs. From finding your dream home to negotiating the price, we’ll be by your side every step of the way.

  • The Magic Number: While there’s no hard-and-fast rule about the minimum credit score required to buy a house, having a score of 620 or above is generally recommended for an optimal situation.

  • Navigating Lower Credit Scores: Everyone should have the opportunity to own their dream home. That’s why we’re here to help you explore alternative financing options that suit your circumstances.

  • Seek Expert Guidance: For the most accurate information tailored to your specific situation, our experienced loan officers are just a call away.

  • Get Pre-Approved: This will give you a clear idea of how much home you can afford and signals to sellers that you’re a serious buyer—giving you a competitive edge in this bustling market.

  • Your Experienced Partner: From queries about credit scores to navigating the mortgage process, we’re here to assist every step of the way.

Connect with us today and unlock a world of possibilities in the South Florida real estate market. Your journey to homeownership starts here!

Hiring a real estate agent may not initially seem expensive, but it’s important to know the hidden fees involved. In the South Florida housing market, the seller pays the commission, which is then shared with the buyer’s agent. Our South Florida real estate agent team negotiates various arrangements to ensure the best outcomes for our clients, providing access to exclusive listings. Rest assured, our priority is serving the seller and working towards their best interests.

With years of helping countless individuals navigate the real estate maze, our seasoned realtors leverage their expertise to guide clients through buying and selling. We ensure informed decisions at every step, as evidenced by our track record and the smiles on our clients’ faces. We take a client-first approach, treating you like family and building lasting relationships based on trust, transparency, and mutual respect. Our commitment to ethical and honest service means you can trust us to provide accurate information and advice. From initial consultation to closing the deal and beyond, we’re here to collaborate with you and make your dream home a reality in Florida. Contact us today, and let us find your next home.

 

When buying a Florida house, securing pre-approval for a mortgage is crucial. It sets the stage for the home-buying process, considering factors like down payment, property taxes, insurance, and closing costs. Once pre-approved, you can confidently search for your dream home with the help of an exceptional real estate agent who respects your budget constraints.

We understand that the time it takes to buy a home can vary based on several factors. The current housing market condition, the type of home you’re looking for, and your budget all play a role in the timeline. Finding the perfect home and going through the mortgage loan and approval process before purchasing can take several months if you want everything lined up. However, once you find a property and accept an offer from the seller, the closing process usually only takes around 30 days.

Another crucial factor that affects the timeline is the market conditions. If investment property in a seller’s market has high demand, the process may take longer due to increased buyer competition.

If you’re eager to purchase a home as soon as possible, it’s essential to start preparing now. Work with our experienced real estate agents to determine the type of home you’re searching for. The better prepared you are, the smoother the process will be.

The down payment can vary based on several factors, including your loan type, monthly income, and financial situation. While home prices and specific figures can fluctuate, a recent Housing Market Report shows that a down payment of $10,000 was applied towards a home with a median sold price of $534,666 in Coral Springs in October 2023. This figure, however, should serve as a reference point rather than a standard, as individual circumstances greatly influence the down payment amount.

Some buyers opt for programs like the FHA Zero-Down Financing Program, which provides complete down payment assistance. Additionally, the City of Coral Springs offers a Purchase Assistance Program for eligible first-time home buyers, aiding with down payment and closing costs.

A larger down payment typically results in lower monthly mortgage payments and potentially more favorable loan terms. It’s essential to consult with mortgage professionals to understand what works best for your financial situation.